Revised Rate of Interest on SAVING DEPOSIT &TERM DEPOSIT w.e.f. 12/10/2022.

Sl. No.

Tenure

Existing retail deposit rate below Rs.1 crore

Revised retail deposit rate below  Rs.1 crore

Existing bulk deposit rate above Rs.1 crore

Revised bulk deposit rate above Rs.1 crore

1

7 to 14 Days

3.10%

3.15%

3.00%

3.00%

2

15 to 29 Days

3.10%

3.15%

3.00%

3.00%

3

30 Days

3.10%

3.15%

3.00%

3.00%

4

31 to 45 Days

3.10%

3.50%

3.00%

3.00%

5

46 to 60 Days

4.00%

4.15%

3.00%

3.00%

6

61 to 90 Days

4.00%

4.15%

3.00%

3.00%

7

91 to 179 Days

4.00%

4.15%

3.00%

3.00%

8

180 Days

5.00%

5.15%

3.25%

3.25%

9

181 to 269 Days

5.00%

5.15%

3.25%

3.25%

10

270 Days

5.00%

5.50%

3.25%

3.25%

11

271 Days to  < 1Year

5.25%

6.00%

3.25%

3.25%

12

1 Year to < 13 Months

5.50%

6.50%

4.00%

4.00%

13

13 Months  to < 2 Years

5.50%

6.50%

4.00%

4.00%

14

2 Years to 3 Years

5.50%

6.50%

4.00%

4.00%

15

3 Years 1 Day to  < 5 Years

5.50%

6.75%

4.00%

4.00%

16

5 Years

5.50%

6.75%

4.00%

4.00%

17

5 Years 1 Day to   <  8 Years

5.50%

6.50%

4.00%

4.00%

18

8 Years  to  10 Years

5.50%

6.25%

4.00%

4.00%

19

Above 10 Years

5.50%

6.00%

4.00%

4.00%

 

Note: -

A)    Saving Deposit: -

1.       Rate of interest on SB account w.e.f. 12.10.2022 will be 3.00%.

B)    Term Deposit

1.    The proposed rate of interest shall be applicable to all new deposit and renewal of maturing deposits.

2.       Senior citizen will get 0.50% more than above rate of interest.

3.       JSCB staff will get 1.00% more than above rate of interest in all type of term deposits on submission of declaration form.

4.       Ex-Staff Senior Citizen will get 1.50% more than above rate of interest on submission of declaration form.

5.       Co-operative Societies will get 0.25% more than above rate of interest.

6.       Divvying (PH. Challenged)/ Widow will get 0.25% more than above rate of interest.

7.       Premature penalty for Bulk/Retail Term Deposits for all tenors will be 1%. It will be applicable for all new deposits including renewals.  

 

 

 


    New rate w.e.f. 05-12-2016
Existing retail deposit rate below 1 crore New Retail deposit rate below 1 crore Existing Bulk deposit rate for 1 crore & above New Bulk deposit rate for 1 crore & above
1 7 - 14 days 4.75% 4.25% 5.50% 5.50%
2 15 - 29 days 4.75% 4.25% 5.50% 5.50%
3 30 days 5.25% 4.25% 5.50% 5.50%
4 31 - 45 days 5.25% 4.25% 5.50% 5.50%
5 46 - 60 days 6.00% 6.00% 6.00% 6.00%
6 61 - 90 days 6.50% 6.25% 6.25% 6.25%
7 91 days < 180 Days 6.75% 6.25% 6.50% 6.50%
8 180 Days 7.00% 6.50% 6.75% 6.75%
9 181 Days - 269 day 7.00% 6.50% 6.75% 6.75%
10 270 day 7.25% 6.50% 6.75% 6.75%
11 271 days < 1 Year 7.25% 7.00% 6.50% 6.50%
12 1 year  < 13 months 7.30% 7.00% 6.75% 6.75%
13 13 months  < 2 Years 7.30% 7.00% 7.00% 7.00%
14 2 Year - 3 Years 7.30% 7.00% 6.75% 6.75%
15 3 years 1days < 5 years 7.25% 7.00% 6.75% 6.75%
16 5 years 7.25% 7.00% 6.50% 6.50%
17 5 years 1 day < 8 years 7.25% 7.00% 6.50% 6.50%
18 8 years -10 years 7.00% 7.00% 6.50% 6.50%

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